The Safety of the Mortgagor: AEGON Fedezet Mortgage Term Life Insurance

When applying for a long term mortgage with higher amount, it is always necessary to take into consideration, who the responsible party will be for payment if an unexpected death occurs.

AEGON Fedezet product can only be joined with term life insurance.

By taking out this product, you can also pay off your mortgage, if a sudden death occurs and would otherwise make repayment impossible. In this case, the mortgage is paid for by the insurer. Thus, neither the financial safety of your family nor the real estate, as the coverage of the mortgage, would be exposed to danger.

Prominent flexibility!

The main advantage of AEGON Fedezet mortgage coverage term insurance is that the amount of the sum assured paid out when an unexpected event occurs is permanently geared to the amount of the principal mortgage.

So, your premium payment is calculated to include the necessary coverage amount for the current principal sum of your mortgage.

The current premium can be calculated two ways:

The policyholder can inform the insurance company about the current amount of interest at a certain frequency, and from the first day of the next month, the premium will be calculated with this number.

To what kind of mortgage can this life insurance be applied?

Our life insurance product can be joined to an existing or a new mortgage, based on the Hungarian Forint or a foreign currency.

Our AEGON Fedezet product continuously follows the changes of the foreign currency, so the premium payment is in line with the current exchange rate and interest rate.

Fidelity bonus

All of our clients, who take out AEGON Fedezet life insurance, will get a 7.5% fidelity discount in the second year of the term, 14% discount in the third year and 20% discount in the fourth year.

Before applying for a mortgage, please read the information and the terms and conditions of the product . The conditions of this product also contain the detailed terms and conditions of paying out the benefit. Please, do not forget to familiarize yourself with it.