Vénusz Life Insurance Program
Vénusz Life Insurance Program gives you comprehensive protection of life insurance and health care, which provides remarkable financial help for you and your family in case of an unexpected event. Due to the module system for the program and based on the decision of the underwriting, the policyholder can choose from a diverse selection of 12 riders to join to the main coverage, enlarging the insurance protection. In addition, Venusz Life Insurance Protection offers an option for accumulation through an extra premium payment and indexation.
The importance of protection
Today’s women have to take care of their family while working full time jobs, which requires a lot of responsibility and planning. They have to continuously solve problems, while supporting their husband and family, as wife and mother. Women need to take care of themselves because a problem emerging in their health may be a danger to their entire family.
For whom do we recommend the Vénusz Life Insurance Program?
For a young woman, who:
- is single
- has a family and is looking for solution for substitution of her income because of potential gynecological problems
- is independent and wants to provide for herself
- is also looking for the possibility of savings
For a middle age woman, who:
- wants to prepare for a temporary lack of income and the costs of unexpected health problems during menopause
- wants to provide prompt financial help for her family, in case of sudden death
- thinks that it is important to provide for the future by accumulating savings
Why is Vénusz Life Insurance Program unique?
Vénusz Life Insurance Program offers a variety of health care riders just for women! After the initial waiting period, Vénusz Life Insurance Program enlarges the coverage of risks belonging to the Surgical benefit rider and the Hospital indemnity rider. If risk occurs before or during the waiting period, the Surgical benefit rider and the Hospital indemnity rider cannot cover the risk either. The Surgical benefit rider can cover the cost of smaller injuries or even relevant surgeries. With the help of the Hospital indemnity rider, you are entitled to a daily benefit, which can ease the difficult period while you are in the hospital.
Savings with Vénusz
When contracting your life insurance policy, you can choose if your savings should be with guaranteed yield or in an investment fund. (*) The tax rebate is an additional advantage of this product, if it is at least a 10-year-term policy, which means savings of 20% of the premium paid in a certain calendar year and an additional 10% of the premium increment compared to the premium in the previous calendar year, due to the current rules of the tax law.
You can also read interesting information in connection with the Vénusz Program here!
* There is no capital guarantee or yield guarantee and the results of the funds from the previous years do not guarantee any similarity for the yields in the future. The risk of the investment belongs to the policyholder only.