Titanium
With the help of Titánium endowment life insurance, you can collect regular savings while securing the protection of life insurance. The partial maturity module of this product can allocate a certain amount of maturity benefit periodically, and in this way, acts as financial support for the beneficiary. For example, you may need the money to finance your child’s education at university.
Titánium can also be coverage for your mortgage. In this case, you can pay the mortgage back by paying the premium for this life insurance.
Throughout our life, we define different goals for various stages in our life. To reach our desires and goals, we need financial expenditures. To limit the biggest of expenditures from becoming a financial burden, it is worth collecting the appropriate amount of savings with Titánium endowment life insurance.
Titánium endowment life insurance is also appropriate for mortgage coverage, which pays out the value of the reserve in the investment funds at maturity, and the higher amount of the savings increased by yields or the sum assured in the case of death. Thus, this product provides savings* and life insurance protection.
The policyholder can also choose the guaranteed-yield-investment, at which the insurer pays out 100% of the yield over the guaranteed yield, beyond the capital in the investment fund.
Features of the product:
- Periodical maturity benefit is acceptable: from the 5th policy anniversary, the policyholder is entitled to have a withdrawal to ensure the amount of necessary expenditures.
- Maximum two insured listed on the same policy
- Age of entry: between the age of 16 and 65 years
- Maximum age of maturity: 75 years
- Term of the policy: between 10 and 25 years
- Indexation
- Possibility for tax rebate (under the current rules of tax law)
- Additional riders are also accessible
* This product might also be chosen as a unit-linked life insurance. In this case, the premiums are invested into chosen investment funds of AEGON, which can be customized according to your willingness to takes risks.
(*) There is no capital-guarantee or yield-guarantee offered by the Insurer, and the former yields of the investment funds do not mean similar yields in the future. The risk of the investment is the responsibility of the policy-holder.
