Dynasty Life Insurance Program
Financial limitations can be a hurdle for most people, who are striving to meet their goals. In most cases, reaching your family’s goals is the responsibility of the person who provides for the family monetarily. You can attain your dreams and goals while maintaining financial safety by making small and frequent payments towards your savings account. However, you should also prepare for extraordinary and unexpected situations, like an illness or an accident, so the financial balance in your family is never in jeopardy.
Our Dynasty Life Insurance Program unites the favorable advantages of life insurance and savings for the long-run. The defined amount of the sum assured is paid out in case of an unexpected disability or death that occurs during the term. When maturity is reached and there is no case of death or disability, the insured is entitled to receive the invested amount, including the profit earned from the guaranteed yield or the chosen investment rider.*
Insurance protection
One of the most important questions to answer is: what is the suitable measure for life insurance protection? Life insurance is a very responsible way to take care of a family, when considering not only the costs for burial but also the sudden loss of income of the deceased in the long-run.
In the Dynasty Life Insurance Program, you can choose among three different levels of insurance protection:
- Minimum level:
The sum assured in case of death is half of the amount of the maturity benefit. We suggest the minimum level of insurance protection for those clients, who believe their savings are more important than life insurance protection.
- Optimum level:
The sum assured in case of death and the maturity benefit are the same. The optimum level should be chosen by policyholders for whom both savings and life protection are important.
- Maximum level:
The sum assured in case of death is double the amount of the maturity benefit. Maximum level is best for those who prefer life insurance protection to savings.
Further features of the product:
- Single or regular premium payment
- Two insured people might be chosen
- Age at entry: between the age of 16 and 70 years
- Maximum age at maturity: 75 years
- Indexation
- Possibility for tax rebates (under the current rules of tax law)
- Additional riders are accessible, depending on the underwriting process
(*) There is no capital-guarantee or yield-guarantee offered by the Insurer, and the former yields of an investment fund do not mean similar yields in the future. The risk of the investment is the responsibility of the policy-holder.