Medical Spring Health Insurance Programme

Coverage for illness and recovery time

Our Health Insurance programme offers insurance protection for the primary income earner to help replace lost income from time spent away from work due to an unexpected, medical emergency.

The services of Medical Spring Health Insurance Programme include:

• Life-insurance service: In case of death of the insured person, during the course of the chosen term, the benefit amount will be paid.
• Service in the course of hospital treatment: The insurance company will pay the benefit after a minimum of four days spent in the hospital. When counting days spent in the hospital, each and every day matters, including admitting and discharging.
• Surgical service: In the case of both major and minor operations, the benefit sum paid out provides coverage for occasional expenses relating to recovery. When the operation occurs during the period of insurance, the order of magnitude of the service -depending on the seriousness of the illness- can be the quintuple of the basic value of the performed surgical service.
• Service in case of critical diseases: This service provides help in case of critical diseases, such as: heart attack, coronary operation, cancer and other diseases listed in the contract. When occurring, the insurance benefit amount will be paid.
• Service in case of severe incapacitation: In case of incapacitation, the insurance benefit will be paid.

Please refer to the contract agreement for the full terms and conditions.

Features of the product:

• Continuous or single premium policy
• Entrance age: 16-70 years, age of expiry: 75 years
• Terms:

  • Regular premium payment: 5-25 years
  • Single premium payment: 1-25 years
• Indexation Options
• Opportunity for tax allowances within the confines of law. Coverage with a wide range of complementary insurances that can be expanded on-demand.